KEBIJAKAN PENANGANAN PEMBIAYAAN MUḌĀRABAH BERMASALAH PADA KOPWAN BMT AN-NISA’ YOGYAKARTA

  • Mustafa Kamal

Abstract

This   research  analyzed  the  policy  of  KopWan  BMT  An
Nisa’  Yogyakartato handle the muḍārabaḥ  problem. This
research  is   including   into   descriptive   qualitative
research. The data contain of the primary and secondary
data   which  is  caused  the  financing  problem  and  the
handling   of   muḍārabah  finance   in   KopWan  BMT  An
Nisa’ and todetermineits effectiveness. The data analysis
used   is  qualitative  analysis.  Based   on   the   result   of
research, it was recognized that the factor which caused
the problems in the costing of  muḍārabah are incorrect
cost analysis, dishonesty of the costumers, uncommitted of
the costumers, the bankruptcy of the costumers, and the
costumers   characteristics.   The   way   to   solve   the
problems   by  giving  the  suspension  firtsly  and  than
Rescheduling,  Restructuring,  and  Reconditioning  and
proveditworked well
Published
2016-12-27
Section
Articles